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Travel insurance for over 65s

At AllClear, we help make it easier for you to get travel cover with our over 65s travel insurance.

If you've retired or are hoping to retire soon, you may find yourself with more time to do the things you enjoy doing. Whether that's spending time with your grandchildren, gardening, playing golf or travelling, retirement is the perfect time to do all of these things.

Our over 65s travel insurance means that regardless of your age, or regardless of your medical conditions you can find the travel cover you need to travel to the places you love the most:
  • We have no upper age limit on our AllClear policies.
  • We strive to help anyone obtain a quote for over 65s travel insurance based on the questions you answer during our medical screening process.
  • This allows us to offer you an over 65s travel insurance policy tailored to your needs at a fair premium.

Why AllClear?
  • Save time by comparing quotes all in one place.
  • Expertise in travel insurance for pre-existing medical conditions.
  • You can obtain your quote online so no need to call unless you want to.
  • We include quotes from a wide variety of insurance providers.
  • There's no upper age limit on our AllClear policies.
  • All medical conditions covered.

What we cover
  • Medical emergency expenses.
  • Cancellation/cutting short your trip.
  • Personal property.
  • Missed departure/travel delay.
  • Cruises.
  • Winter sports.
  • Golf cover.

Quote now

Your simple quote process

We offer a straightforward quote process to get you covered

Click a quote button on our site

Once you are ready to start the quote process, the first step is entering your personal details and information about your holiday plans.

Complete our simple medical screening process

If you require travel insurance for over 65s with pre existing medical conditions, you then select the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

Get your quotes

A summary of quotes will then appear for your review. At this stage, you can either save your quotes or, if you want to ensure that you will be fully covered for your planned trip, proceed to purchase your policy.

Quote now

Vital information on travel insurance for over 65s

How is my premium determined?

Your destination, trip duration, age and any pre-existing medical conditions you may have are the main factors used to calculate the cost of your premium. For our AllClear policies, we are continually reviewing and analysing all of our claims data to ensure that the premiums we offer are fair and accurate.

What if I have an undiagnosed condition?

We need to know the name of your medical condition, so if you have an undiagnosed condition, you will need to wait until your GP or consultant has provided you with a diagnosis. We would suggest you refer to your GP or healthcare provider who may be able to help if this is the case. Once you have a diagnosis, we'll be able to provide you with a quote.

How do I select Winter sports cover?

After going through the quote process and receiving your quotes, select the policy you would like and click 'buy this now'. The option to add winter sports cover will appear on the next screen if it is available to you on that policy.

What is single trip travel insurance for over 65s?

If you know you'll only be travelling once within the year then a single trip policy may well work out to be lower cost. Cover can be arranged for the exact number of days you'll be travelling and you can choose to add or remove cancellation cover and baggage cover.

You can purchase your policy up to 12 months before you're due to travel with your cancellation cover starting from the day you purchase. This means it makes sense to purchase your travel insurance as soon as you've booked your holiday.

What is annual multi-trip travel insurance for over 65s?

Although you may expect your travel insurance for over 65s to be more expensive than a standard travel insurance policy, there are certain things to consider which may reduce your premium without compromising on cover.

For example, if you travel two or more times a year, you could choose annual multi-trip travel insurance for over 65s as this may work out cheaper for you. This means you can travel as many times within your chosen region throughout 12 months. Do check any limitations before purchasing your policy though.

An annual multi-trip for over 65s policy will cover you for multiple trips which both start and end in the UK. The maximum trip length varies between providers but will either be 31 days or 45 days. Some insurance providers offer extended trip lengths of up to 60 days subject to an additional premium.

Annual multi-trip policies can be purchased up to 31 days in advance. However, any claims made before your chosen start date will not be covered.

Privacy  |  Disclaimer  |  Policy wordings

AllClear Travel Insurance is arranged by AllClear Limited, which is registered in Gibraltar company number 117274. Registered Office: 1st Floor, Portland House, Glacis Road, Gibraltar, GX11 1AA. AllClear Limited is licensed and regulated by the Gibraltar Financial Services Commission number FSC1329B and trades into the UK on a freedom of services basis, FCA FRN 824283. AllClear Travel Insurance is administered by AllClear Insurance Services Limited, registered in England No. 04255112. Registered Office: AllClear House, 1 Redwing Court, Ashton Road, Romford, RM3 8QQ. Authorised and Regulated by the Financial Conduct Authority firm reference number 311244. AllClear is a registered trademark.

*Diabetes UK may use a proportion of funds received from AllClear for developing and marketing our relationship with AllClear and the services they offer to our supporters.

**IPT - Insurance Premium Tax makes up 20% of the overall premium

***Diabetes UK Services Limited (a private limited company, registered in England & Wales, no 891004) is the wholly owned subsidiary of the charity operating as Diabetes UK and donates all of its taxable profits to the charity. Diabetes UK Services Limited is an introducer appointed representative (firm reference number 406756) of AllClear Insurance Services Limited.