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Travel insurance for diabetes

If you have diabetes there's no reason why you shouldn't be able to travel and enjoy trips away to exciting new destinations. You'll want to make sure you have comprehensive diabetes travel insurance to ensure you have full cover. Our aim is to make finding travel insurance for people with diabetes as simple as possible which is why we've put together this guide on declaring your medical conditions, the quote process and much more. We provide travel insurance for type 1 and type 2 diabetes plus a wide range of other pre-existing medical conditions.

What does travel insurance for diabetes cover?

If you're diabetic, you'll want to make sure you have adequate medical travel insurance to cover you if you're planning a holiday. Providing you fully declare your diabetes, you will have cover for:
  • For type 1 or type 2 diabetes.
  • For access to a 24 hour emergency medical assistance service should you fall ill as a result of your diabetes while abroad.
  • To claim for any replacement medication or minor or unplanned medical treatment*.
*Policies will vary depending on provider, so always check policy wordings before you purchase to find out your specific cover.

Why do I need diabetes travel insurance?

Many standard travel insurance policies exclude pre-existing medical conditions, therefore if you were to need medical treatment while abroad due to your diabetes, this would not be covered on a standard policy. We specialise in covering pre-existing medical conditions and have covered over 1300 since we were established in 2000.

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Diabetes travel insurance: Your simple quote process

We offer a straightforward quote process

Click a quote button on our site

Once you are ready to start the quote process, the first step is entering your personal details and information about your holiday plans.

Complete our simple medical screening process

You then select the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

Get your quotes

You then get a summary of the quotes offered to review. You can save your quotes or proceed to purchase at this stage so you can know you are fully covered.

Travel insurance for diabetics - Products and benefits


  • You'll be covered for up to 20,000,000 for medical costs - this includes getting you back home again after a medical emergency (repatriation).
  • You'll be covered for up to 5,000 for cancellation - this also includes cutting your trip short in an emergency.
  • You'll be covered for up to 3,000 for baggage.
*Providers will vary.


Once you've been through our simple quote process you'll be able to compare providers and view policy wordings for each provider, making it easier for you to see specific cover for each policy and to compare prices.

24 hour emergency medical assistance

You should have access to the 24 hour emergency medical assistance service should you fall ill while you're abroad.

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Our customers are confident in the service we provide as can be seen in our 5 star Trustpilot rating. Read some of our verified customer reviews.

Travel insurance for diabetics - Frequently asked questions

It's important to declare your diabetes when completing your quote to ensure you have full cover for any possible diabetes related complications while you're on holiday.

I have type 2 diabetes but I control this with my diet and have never been to hospital for it, do I still need to declare this?

Yes, it is important that you still declare your diabetes even if it is under control. While you may be manage your condition at home, when you're out of your daily routine and in a different environment with new foods and a change in climate, your body may adjust differently which could make the risk of needing medical treatment higher.

Will my policy cover me for replacement or lost insulin while I'm on holiday?

Yes, you will have cover for lost or damaged medication while away. You may need to pay for this while in your destination but be sure to keep your receipts and all policy details and you will be able to make a claim for this when you return home.

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Privacy  |  Disclaimer  |  Policy wordings

AllClear Travel Insurance is arranged by AllClear Limited, which is registered in Gibraltar company number 117274. Registered Office: 1st Floor, Portland House, Glacis Road, Gibraltar, GX11 1AA. AllClear Limited is licensed and regulated by the Gibraltar Financial Services Commission number FSC1329B and trades into the UK on a freedom of services basis, FCA FRN 824283. AllClear Travel Insurance is administered by AllClear Insurance Services Limited, registered in England No. 04255112. Registered Office: AllClear House, 1 Redwing Court, Ashton Road, Romford, RM3 8QQ. Authorised and Regulated by the Financial Conduct Authority firm reference number 311244. AllClear is a registered trademark.

*Diabetes UK may use a proportion of funds received from AllClear for developing and marketing our relationship with AllClear and the services they offer to our supporters.

**IPT - Insurance Premium Tax makes up 20% of the overall premium

***Diabetes UK Services Limited (a private limited company, registered in England & Wales, no 891004) is the wholly owned subsidiary of the charity operating as Diabetes UK and donates all of its taxable profits to the charity. Diabetes UK Services Limited is an introducer appointed representative (firm reference number 406756) of AllClear Insurance Services Limited.